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The Best Lenders for a $1,000 Personal Loan. The best lenders for $1,000 personal loans offer favorable terms and a smooth borrowing experience. Here are some of our top picks: PenFed: Our top ...Oct 23, 2023 · If you don’t, the rates can get up there. Make sure to look at several companies online — and even at your regular bank — before deciding. Option #4: Get a Loan from a Family Member. This is an option, but it should be handled responsibly and carefully. You don’t want your loan to get in the way of your relationship with your family member. ….

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